With conventional funding rules and cutoff windows, it could take up to three days for a deposit to reach your bank account.
Instant Deposit gives you access to the money you earned in seconds, not days. Because when you need cash to buy equipment or pay employees, time is everything.
There is no cost to register for Instant Deposit, you only pay an additional 1% when you choose to use Instant Deposit to receive your funds.
Heartland will only use the Debit Card information you provide to fund you on the days you elect to use Instant Deposit. We will never charge fees directly to your Debit Card.
Never get caught short again. When you batch out, the money’s available in your checking account within seconds.
Recurring instant deposit transfers
Schedule recurring deposits, and we’ll transfer the money to your checking account automatically after the close of business.
Turn Instant Deposit on or off. There’s no obligation and certainly no pressure to continue. Transfer up to $10,000 per request as often as you like.
It works on weekends and holidays
Instant Deposit is available 365 days of the year, including weekends and holidays.
Good news. You’re eligible.
Because you sell with Heartland, you can start using Instant Deposit today. To get started, sign up at Heartland InfoCentral. There you can also access detailed sales and transaction reports for your business.