Heartland Capital

Powered by Lendio

Fast funding to grow your business


All your capital needs with none of the headaches.

We’ve partnered with Lendio, the nation’s largest and most trusted loan marketplace, to give you unprecedented access to capital.

Loans from $5K to $5M

Get the boost you need to expand or renovate, scale marketing, hire staff and focus on other aspects of growing your business.

Apply in as little as 15 minutes

The fastest and easiest way to get business financing. Apply on your phone. It takes as little as 15 minutes to share a bit of information about your business and get connected with a Funding Manager to learn about your loan options. No banks or stacks of paperwork to deal with.

Up to a $250k line of credit

Use the extra capital when you need it – for when cash flow slows, equipment unexpectedly breaks or bills pile up. Most of all, enjoy the peace of mind that a line of credit brings.

Get funded in days

Approval and funding is quick. Capital is at your fingertips in no time so you can immediately put it to work for your business.

Let's Get Started

Your information will be shared with Lendio and their network of lenders for the purpose of matching you with a lender.

Applying is free and won't impact your credit.

Your free, no obligation
loan options are ready!

By clicking "Continue Your Application", you expressly: (1) authorize Heartland to share the information entered in this form with Lendio for purposes of obtaining loan offers; (2) acknowledge that Lendio's use of your information is subject to Lendio's privacy policy; and (3) acknowledge that you are leaving Heartland's website and will be redirected to Lendio's website. Eligibility, loan amount, and any applicable loan fees will be determined by the lender following a review of information provided during the loan application process.
Financing is not guaranteed.

About Lendio

Lendio is the nation’s largest small business lending marketplace, helping more than 31,000 small business owners find funding and facilitating more than $2 billion in small business loans. Lendio is not a lender, but connects borrowers who may not qualify for approval through the traditional lending process to loan options from its network of 75+ leading lenders. It streamlines the application process and uses proprietary technology to match borrowers with the best loan options for their businesses.

How Heartland Capital Works

  • Apply Online

    Complete an application in less than 15 minutes.

    A dedicated funding manager contacts you and goes to work finding you the best loan offer. Your application is routed to more than 75+ marketplace lenders who compete for your business.

  • Compare Offers

    Lendio emails you loan options from marketplace lenders.

    The funding manager reviews loan options with you to help you select the right one. You receive electronic documents to sign and accept.

  • Start Using Your Funds

    Funds are available in your business account with in days of approval

Solutions for Every Aspect of Your Business


Accept payments anywhere, anytime, on any device—and access funds instantly with rapid authorization and fast funding.

Payroll Solutions Header

Easily manage your staff's time and attendance, HR administration and tax reporting from a single, integrated suite.

Customer Engagement
Customer Engagement

There's no better way to turn occasional guests into frequent flyers than with engagement tools that show your true appreciation.

Point of Sale
Point of Sale

Your customers expect a smooth buying experience. Streamline your operations with an all-in-one, cloud-based point-of-sale system.