Grow your business with online payments

Reach your customers right where they are. Our online payment solutions allow you to accept credit cards, debit cards, eChecks or digital payments online from your website or app.

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Your comprehensive online platform

You don't cut corners at your business — and neither do we. Our full-service suite of online payment solutions will help you enhance the customer experience, convert more shoppers and streamline transactions, all while offering the advanced data security you need.

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Quick, seamless checkout

Close more sales with personalized payment options and a user-friendly experience that fits the look of your brand.

Broad payment acceptance

Turn shoppers into buyers with leading payment options, like credit, debit, digital wallets, ACH and eCheck.

Better decision-making data

Our online payment solutions provide the data you need to manage a profitable business.

Choose the right online payment tools for your business

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Hosted payment forms

Want to get up and running quickly? Our secure, easy-to-implement hosted payments forms solution can be customized to match the look and feel of your existing website.

  • Responsive design for mobile users
  • Reduces PCI compliance scope
  • Variety of payment options
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Automated recurring payments
Reduce billing errors and get paid on time — every time. Automatic, recurring payments allow you to cut down on cumbersome paperwork that detracts from what really moves the needle for your business.
  • Maintain predictable cash flow
  • Build customer retention
  • Avoid manual input and costly errors
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Pay by link
Allow your customers to pay quickly and conveniently with just a tap or a click. Generate a “Pay now” link to your payment page that can be sent directly from your invoice or ERP software.
  • Send a link via email, text or QR code
  • Pocket your money sooner
  • Improve the customer experience
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Shopping cart integrations
No matter your product, your shopping cart can make or break your purchase. Drive more conversions thanks to easy integration with top platforms, as well as the support to create your own custom cart.
  • Fully hosted on your site
  • PCI-compliant
  • Customized to your brand and style

Boost business with an omnichannel solution

The right online solution offers your customers a way to pay, no matter where they are. But it’s more than that. A modern, easy-to-navigate online interface builds trust in your brand and delivers the unified shopping experience every customer craves.

With an omnicommerce solution, you can reduce common roadblocks and allow customers to focus on what matters most — the value your business provides.

Convert more shoppers

Offer flexible payment options that fit your customers' preferences

Drive repeat purchases

Convenient card-on-file data and recurring payments encourage repeat purchases

Improve security

Reduce PCI scope with our hosted payments pages

Reduce costs

Minimize payments acceptance costs through interchange optimization and reduced PCI scope

Our online payment solutions are trusted by

90,000+ businesses

Online payments with support you can count on

At Heartland, we have something that sets us apart from other providers — and we call it the human touch.

It means our US-based support team will always be available to pick up your call, 24/7/365, for customer support inquiries. And when you start a live chat, it’ll be with a real person who understands your business.

That’s the Heartland way.

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Rest easy with advanced security

How can our solution help you run a better business?

Our online payment solutions are tailored to help you find success at every turn.

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With 900+ integrations, developers love our simple plugins and APIs

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Compatible with top platforms

Start taking orders in as little as 30 minutes with no coding necessary.


Set your business up for success with user-friendly mobile interfaces.


Make setup a cinch with pre-built connectors and easy widgets.

Plus, developers get access to a complete toolkit

Developers can depend on our expertise to ensure easy setup and smooth sailing. Our software development kit has all the tools and functionality you need, including comprehensive APIs with detailed documentation and real-time debugging tools.

  • Dedicated developer support teams

  • Instant sandbox testing environment

  • Help from integration specialists

  • Readily available resources:

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You have a right to competitive, transparent pricing

Hidden markups, surprise fees, confusing statements — you deserve better. That’s why we always deliver straightforward, easy-to-understand statements that tell you exactly what you’re paying for and why. It’s just one part of our Merchant Bill of Rights.

Here are some ways online payments can support your growth

Our scalable online payments solution is designed to fuel your growth — you won’t ever need to switch to a new platform to reach your full potential. Wondering how?

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Maybe you’re expanding online for the first time.

You’ve poured your passion into a product that people love, and now you’re ready to reach beyond your brick and mortar. You can get started selling online, thanks to our simple, zero-code-required solutions.

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Or it’s time for an upgrade to your current ecommerce solution.

Perhaps you’ve been burned by poor data security or clunky shopping carts in the past. We can deliver the comprehensive customized ecommerce experience your business needs.

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Could you unlock better cash flow with recurring payments?

You can if you offer a subscription-based service. With automatic card updates, you can reduce declines and get paid regularly without lifting a finger — and without any effort from your customer.

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Stop wasting time on old, inefficient processes.

Stuck in a back office handling paperwork? Our solution can automatically generate an invoice and send a payment link to your customer. They can pay wherever they are through a customized payment portal or hosted checkout page, and you can spend more time growing your business.

Online payments FAQs

On average, businesses are set up within three business days, although some customers can be implemented as soon as the same day, depending on their existing configuration.

First, our team of experts will ensure you’re getting the right solution for your business from the start. Plus, once setup is complete, you can access our US-based support team 24/7/365, so you’ll always have the answers you need — when you need them.

We offer several funding options, including same-day, next-day and instant funding.

Our solutions offer encryption, tokenization and PCI compliance support to help protect your business and your customers.

Yes, we offer a variety of mobile solutions, including pay-by-link, hosted payment portals and user-friendly mobile interfaces.

We support debit and credit transactions for all the major card brands — American Express®, Discover®, Mastercard® and Visa®.

Your customers can pay with credit, debit, digital wallets, ACH and eCheck.

Ready for a complete online payment solution?

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