Automate billing and streamline collections with
Bill Pay

Bill Pay

Count on a simpler, recurring revenue, faster payments and an intuitive billing process. Bill Pay automates your billing and prevents you from wasting time in the back office, so you can reduce manual work and enhance the customer experience — all while you improve cash flow with a cloud-based software solution.

A woman smiling while making an online payment.

Billing software that does the heavy lifting for you

Services

Let recurring payments simplify lawn care, pest control and more, so you have more time to spend with your customers.

Medical

Give patients peace of mind by providing payment plans that work for them and for you.

Municipalities

Offer customers an easy way to pay fees — from parking tickets to utility bills to court fees — without a snag.

A man smiling and setting up AutoPay over the phone.

Set it and
forget it

With recurring billing it’s easy to collect payments on an ongoing basis — so you can get paid in real-time, anytime. Plus, your customers can relax knowing that their payments will never be overdue.

Watch business operations work better than ever

A team reviewing their invoices on a laptop.
Improve your team’s efficiency
With Bill Pay, you can automate tasks that would normally eat up your employees’ time so they can focus on more strategic activities (like customer retention and account management). Automating your accounts receivable process early will also help prevent workload issues as your company grows.
An example of the Bill Payments merchant view reporting tab.
Increase financial visibility
View a comprehensive range of reports on ACH and credit card payments, deposits, account reconciliation, closed bank accounts and more. Deliver data to a designated email address or secure location at your desired frequency, so you can easily get the insights you need to help make future-forward decisions while keeping your staff in the loop.

Let customers pay in-store, online and on the go

Your customers need payment solutions that work with their busy schedules. By offering the easy, convenient payment options they want — from ACH to EMV® — you can meet customers where they are and build better relationships that drive business success.

An example of the Bill Payments merchant view recurring payment details tab.

Satisfy customers with better billing functionality

Set up recurring billing

Create recurring payments or payment plans for a better customer experience, better payment predictability and consistent cash flow.

Offer payment plans

Reduce stress for customers when their funds are tight. Payment plans improve remittance outcomes and create the foundation for a better customer relationship.

Add a service/convenience fee

Reduce your credit card processing fees with a consumer-paid fee. As your customers pay online, the service/convenience fee pricing will be clearly disclosed on screen.

Protect card data

Allow customers to securely keep card info on file for recurring transactions with the tokenized customer vault.

Host a unique payment gateway

Host your own unique payment gateway with your name, colors and logo, or reduce your PCI scope by allowing Heartland to host your page.

Upload bills

Use our virtual terminal to easily manage customer records or create and upload searchable bills with our user-friendly templates.

Enjoy flexible reporting

View detailed summary and batch reports that reflect all billable hours and payment activity. Plus, reporting about card declines and overdrawn or closed bank accounts simplifies collections.

Reduce your PCI scope

Our PCI-validated devices safely host all payment fields, preventing you from handling sensitive data and simplifying the compliance process — so you can continue processing payments without a hitch.

Benefit from dual authorization

With Bill Pay, you can collect and deposit base bill payments and fees into different accounts, securely putting your money right where it needs to be.

Industries we serve

From enterprises to small businesses, Bill Pay provides the right software solution for all types of businesses, including these and more.

Small business billing software FAQs

We offer 24/7 customer support — in English and Spanish — for general questions, such as your batches or statements. Technical support is available from 8 am to 9 pm EST. For Bill Pay, our specialized customer care team is standing by from 8 am to 7 pm CST to assist.

Yes! We offer same-day or next day funding*, depending on your preferences. With our Enhanced Funding options, you can improve cash flow to budget with confidence, cover and track expenses and streamline operations. Ask your rep for details.

Make payment processing a breeze and accept all leading payment methods. Including debit and credit cards, mobile app payments, Apple Pay®, Google Pay®, ACH and more.

Bill Pay offers several integration options designed to give you the customization you want while reducing your PCI scope. We also have developer tools and integration specialists who can assist you with your hosted forms. Ask your Heartland rep for details.

How modern billing solutions improve business

New technology makes enterprise-level billing and invoicing processes simple and efficient by automating back-office tasks and offering customers multiple ways to pay their bills.

Clerk hands customer bag at retail business cash wrap
Cash flow management tips for small businesses

Positive cash flow — or money that’s free to move — is a measure of financial health for your business and leverage you can use to grow it on your terms. Learn which areas of your business affect it the most and how to achieve it.

A service professional uses their POS system to accept payment in the field
How service professionals use modern payment options

Get a glimpse into a day in the lives of small business owners using online invoicing features to save time, maximize revenue and improve the customer experience while getting paid faster in the process.

Ready for your optimized billing solution?

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*Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland Credit or Risk departments at any time. Increases in assessments by card associations may apply. EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. www.emvco.com. All trademarks contained herein are the sole and exclusive property of their respective owners.