Accept all the ways your customers want to pay.

Making payments so easy your customers can't resist coming back.

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Take Payments Anywhere

Accept payments wherever customers are: at the counter, table, kiosk or food truck,
your website, or at the customer’s home.

Securely Accept Any Method of Payment

By providing customers with the convenience to use any of
these payment options, you’ll never miss a sale.

EMV Chip Card

With a tap, dip or scan, accept payments by credit card, EMV chip, and debit cards.

Digital Wallet

Accept Apple Pay®, Google Pay™ and Samsung Pay® payments.


Accept Automated Clearing House payments directly from your customer's bank account.

Gift Cards

Accept gift card payments, as well as activate, redeem and reload customized gift cards.

Process Payments over Any Device

Accept payment on a mobile phone, tablet, laptop, terminal and point of sale system.
Even set up scheduled and recurring payments.

Fair & Transparent

Interchange plus pricing minimizes your payment acceptance costs to put more money in your pocket.

Merchant Bill of Rights

We're the only payment processor to provide a Merchant Bill of Rights promoting fair credit, debit and prepaid card processing practices.


Combining three powerful technologies, Heartland Secure™ provides you with the highest credit card security.

Customer Support

Award winning customer service agents based in the U.S. answer your call in less than 30 seconds on average.

Multi-Channel Bill Payment

Get paid faster with a better bill paying experience.
Get your money quicker by giving customers more ways to pay

Web - supporting online payments

Mobile Device - providing consumers with a payment interface that is optimized for mobile devices

Cashier - processing card-present transactions through any internet-enabled Windows computer

Virtual Terminal - securely accept payments with a secure virtual terminal that processes card-not-present transactions

Phone - paying via an automated, toll-free interactive voice recognition (IVR) system, with the option of live agent support through the Heartland Service Center

Automated Clearing House (ACH) – customer payments directly from their bank account

Solutions for Every Aspect of Your Business

Payroll Solutions Header

Easily manage your staff's time and attendance, HR administration, payroll, and tax reporting from a single, integrated suite.

Point of Sale
Point of Sale

Your customers expect a smooth buying experience. Streamline your operations with an all-in-one, cloud-based point-of-sale system.

Customer Engagement
Customer Engagement

There's no better way to turn occasional guests into frequent flyers than with engagement tools that show your true appreciation.


Secure loan terms and rates with one of Heartland’s highly trusted lending partners in as little as 24 to 48 hours.