Heartland is transitioning to the Global Payments brand.
While our logo may change, you'll still get the same hands-on support you know and trust.
Capital lending solutions from Heartland Capital
Get the cash you need for your business on your terms through Heartland Capital—a quick, easy and guided lending experience.
Countless loan options
Get your perfect business loan by comparing 10+ funding option types from 80+ capital lenders. Our partner Lendio shops for you.
Amounts from $5K to $5M
Access a wide range of capital lending solutions including a line of credit up to $250K to cover all your business financing needs.
Dedicated support at every step
Understand the lending process and your best available offers. Our Heartland and Lendio teams always have your back.
Capital lending solutions without the heavy lifting
Transparent and on your terms
We leave the decision-making up to you. That means we don’t require any commitments, fees, or obligations.
Review options without hitting your credit
Applying for capital lending solutions is free and won't impact your credit. A “hard pull” is only done after you select a lending offer.
Privacy-first approach
We keep your information safe and won’t use it for any other purposes.
Apply in 15 minutes
Applying is free, quick and done online. With a single application, 80+ capital lenders compete for your business.
Compare offers
Lendio emails you loan options and a funding advisor will review them with you to help you choose the best one.
Start using your funds
After you get approved and pick a loan, your money gets delivered in as little as 24 hours.
Easy as one-two-three
We made a quick and hassle-free capital lending solution by partnering with Lendio, the nation’s largest and most trusted loan marketplace, so you can focus on running other aspects of your business.
Find your ideal loan—it’s fast, easy and free
About Lendio
Lendio is the nation’s largest small business lending marketplace, helping more than 31,000 small business owners find funding and facilitating more than $2 billion in small business loans. Lendio is not a lender, but connects borrowers who may not qualify for approval through the traditional capital lending process to loan options from its network of 75+ leading lenders. It streamlines the application process and uses proprietary technology to match borrowers with the best loan options for their businesses.
What you need to know about loans
The key to optimally leveraging small business loans is to first understand your cash flow needs.
Pros & cons of small business lending sources
Not all loans for small businesses are created equal, and you should be familiar with the pros and cons of various small business lending options.
How to apply for a small business loan
The number of small business loan options can be intimidating. Here’s how to find and apply for the right loan for your business.