Online payment processing for high-growth businesses
Reach your customers right where they are.
Our online payment processing solutions allow you to accept all the ways your customers want to pay online from your website or app.
Quick, seamless checkout
Close more sales with personalized payment options and a user-friendly experience that fits the look of your brand.
Broad payment acceptance
Turn shoppers into buyers with leading payment options, like credit, debit, digital wallets, ACH and eCheck.
Better decision-making data
Our online payment processing solutions provide the data you need to manage a profitable business.
Choose the right online payment
processing
tools for your business
Hosted payment forms
Want to get up and running quickly? Our secure, easy-to-implement hosted payments forms solution can be customized to match the look and feel of your existing website.
- Responsive design for mobile users
- Reduces PCI compliance scope
- Variety of payment options
Automated recurring payments
Reduce billing errors and get paid on time — every time. Automatic, recurring payments allow you to cut down on cumbersome paperwork that detracts from what really moves the needle for your business.- Maintain predictable cash flow
- Build customer retention
- Avoid manual input and costly errors
Pay by link
Allow your customers to pay quickly and conveniently with just a tap or a click. Generate a “Pay now” link to your payment page that can be sent directly from your invoice or ERP software.- Send a link via email, text or QR code
- Pocket your money sooner
- Improve the customer experience
Shopping cart integrations
No matter your product, your shopping cart can make or break your purchase. Drive more conversions thanks to easy integration with top platforms, as well as the support to create your own custom cart.- Fully hosted on your site
- PCI-compliant
- Customized to your brand and style
Boost business with an omnichannel solution
The right online solution offers your customers a way to pay, no matter where they are. But it’s more than that. A modern, easy-to-navigate online interface builds trust in your brand and delivers the unified shopping experience every customer craves.
With an omnicommerce solution, you can reduce common roadblocks and allow customers to focus on what matters most — the value your business provides.
Convert more shoppers
Offer flexible payment options that fit your customers' preferences
Drive repeat purchases
Convenient card-on-file data and recurring payments encourage repeat purchases
Improve security
Reduce PCI scope with our hosted payments pages
Reduce costs
Minimize payments acceptance costs through interchange optimization and reduced PCI scope
Our online payment
processing solutions are trusted by
90,000+ businesses
Restaurants
Pharmacies
Business services
Advertising services
Automotive
Construction
Contractors
Utilities
Online payments with support you can count on
At Heartland, we have something that sets us apart from other providers — and we call it the human touch.
It means our US-based support team will always be available to pick up your call, 24/7/365, for customer support inquiries. And when you start a live chat, it’ll be with a real person who understands your business.
That’s the Heartland way.
Rest easy with advanced security
PCI Support
Simplify the compliance process and avoid costly fines with security features that meet requirements from the major card brands.
Encryption and tokenization
Disguise and replace customer card numbers automatically to make them useless to thieves and keep sensitive data off your servers.
Chargeback prevention
Reduce customer disputes and pesky chargeback fees with additional security features like address verification.
How can our solution help you run a better business?
Our online payment
processing solutions are tailored to help you find success at every turn.
Built-in reliability
Keep accepting payments even when network connections fail with our offline processing capabilities.
Disputes management
We deliver dispute and exceptions management tools to help you minimize losses from chargebacks.
Intelligent reporting
Gain insights to make more informed decisions with payment and transaction history and batching reports.
Increased conversions
Offer a smooth, secure checkout process that’s engineered to convert sales and boost revenue.
With 900+ integrations, developers love our simple plugins and APIs
Compatible with top platforms
Start taking orders in as little as 30 minutes with no coding necessary.
Mobile-friendly
Set your business up for success with user-friendly mobile interfaces.
Plug-and-play
Make setup a cinch with pre-built connectors and easy widgets.
Plus, developers get access to a complete toolkit
Developers can depend on our expertise to ensure easy setup and smooth sailing. Our software development kit has all the tools and functionality you need, including comprehensive APIs with detailed documentation and real-time debugging tools.
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Dedicated developer support teams
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Instant sandbox testing environment
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Help from integration specialists
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Readily available resources:
You have a right to competitive, transparent pricing
Hidden markups, surprise fees, confusing statements — you deserve better. That’s why we always deliver straightforward, easy-to-understand statements that tell you exactly what you’re paying for and why. It’s just one part of our Merchant Bill of Rights.
Here are some ways online payments can support your growth
Our scalable online payments solution is designed to fuel your growth — you won’t ever need to switch to a new platform to reach your full potential. Wondering how?
Maybe you’re expanding online for the first time.
You’ve poured your passion into a product that people love, and now you’re ready to reach beyond your brick and mortar. You can get started selling online, thanks to our simple, zero-code-required solutions.
Or it’s time for an upgrade to your current ecommerce solution.
Perhaps you’ve been burned by poor data security or clunky shopping carts in the past. We can deliver the comprehensive customized ecommerce experience your business needs.
Could you unlock better cash flow with recurring payments?
You can if you offer a subscription-based service. With automatic card updates, you can reduce declines and get paid regularly without lifting a finger — and without any effort from your customer.
Stop wasting time on old, inefficient processes.
Stuck in a back office handling paperwork? Our solution can automatically generate an invoice and send a payment link to your customer. They can pay wherever they are through a customized payment portal or hosted checkout page, and you can spend more time growing your business.
Online payments FAQs
How long does it take to get online payments set up?
On average, businesses are set up within three business days, although some customers can be implemented as soon as the same day, depending on their existing configuration.
What if I need help getting online payments set up on my website?
First, our team of experts will ensure you’re getting the right solution for your business from the start. Plus, once setup is complete, you can access our US-based support team 24/7/365, so you’ll always have the answers you need — when you need them.
How long does it take for money from online payments to hit my account?
We offer several funding options, including same-day, next-day and instant funding.
What security measures does Heartland take with online payments?
Our solutions offer encryption, tokenization and PCI compliance support to help protect your business and your customers.
Can customers make payments from their phones?
Yes, we offer a variety of mobile solutions, including pay-by-link, hosted payment portals and user-friendly mobile interfaces.
Which card brands does Heartland support for online payments?
We support debit and credit transactions for all the major card brands — American Express®, Discover®, Mastercard® and Visa®.
What payment methods are accepted?
Your customers can pay with credit, debit, digital wallets, ACH and eCheck.