Credit card processing for midsize businesses
Graduate from small business merchant services and payment processing to solutions tailor-made for midsize business needs. Accept credit card payments at the point of sale and online, run payroll, and automate back-office processes with technology built for growing midsize companies.
Point of sale
Sell more in less time with retail and restaurant POS systems that integrate with loyalty programs. Take online payments with ecommerce integrations or over the phone with virtual terminals. Everything you need for the next step from small business.
Payments+
Accept all the ways people want to pay with customizable tech solutions that make accepting multiple payment methods quick and easy. Payment processing solutions for credit card payments, debit cards, mobile payments, ACH, Apple Pay, and more.
Payroll+
Recruit, hire and manage your workforce with robust HR and payroll solutions designed to empower people and small business owners ready to upgrade their talent management solutions. Handle every aspect of hiring, onboarding, and offboarding.
Capital lending
Access the cash you need to grow, today. You could receive funding from $5K up to $5M within 48 hours of approval. Grow your small business without emptying your bank account. Reach the next level with funding to expand into new markets, product lines, or technologies.
Features and functionality to keep you on point

Feed the masses with POS solutions for every restaurant
Exceed guest expectations with flexible pos solutions that deliver great service at the counter, the table or the curbside.

Streamline employee management for happier staff
Work smarter, not harder. Save time by setting expectations upfront and empowering employees to access their own data.

Generate loyalty with email marketing and customer rewards
Give customers a reason to return with gift cards and rewards programs, while gaining valuable insights about their behavior.

Keep retail operations on point
Opt for products specific to retail businesses with competitive pricing for all your retail POS software and hardware needs.

Overcome people problems with tools and expert advice
Improve employee management and benefits administration with a custom-built HR solution that integrates with Heartland Payroll.

Innovate and succeed with secure contactless payments
Go beyond the bare minimum at checkout. Dazzle your customers by accepting a wide range of payment processing options.
Manage your people
Simplify human capital management processes with a robust payroll and HR suite that works from recruitment to retirement.
Make more sales
Take payments at the cash register, use a mobile point of sale system, enhance your online store — you can do it all.
Maximize profits
Cut down on labor intensive tasks like inventory management, and free up time to accomplish more strategic tasks.

Customization where it counts
Your midsize business is unique, and so are the hardware and software components you need to optimize it — from managing your people to making more sales — our solutions help keep you on track for growth.

Use real-time data to inform your business strategy
Uncover consumer habits and emerging trends to personalize your customer interactions, loyalty programs and other marketing tactics.

Win customers’ hearts with this retailer’s guide
Improve acquisition, engagement and retention by implementing four key strategies for customer relationships.

Keep customers coming back with targeted emails
Collect customer data from your point of sale platform and put it to work using these five personalized email campaigns.