Capital lending solutions from Heartland Capital

Get the cash you need for your business on your terms through Heartland Capital—a quick, easy and guided lending experience.

Capital lending solutions without the heavy lifting

Transparent and on your terms

We leave the decision-making up to you. That means we don’t require any commitments, fees, or obligations.

Review options without hitting your credit

Applying for capital lending solutions is free and won't impact your credit. A “hard pull” is only done after you select a lending offer.

Privacy-first approach

We keep your information safe and won’t use it for any other purposes.

Apply in 15 minutes

Applying is free, quick and done online. With a single application, 80+ capital lenders compete for your business.

Compare offers

Lendio emails you loan options and a funding advisor will review them with you to help you choose the best one.

Start using your funds

After you get approved and pick a loan, your money gets delivered in as little as 24 hours.

Easy as one-two-three

We made a quick and hassle-free capital lending solution by partnering with Lendio, the nation’s largest and most trusted loan marketplace, so you can focus on running other aspects of your business.

Find your ideal loan—it’s fast, easy and free

Let's Get Started

Your information will be shared with Lendio and their network of lenders for the purpose of matching you with a lender.

Applying is free and won't impact your credit.

Your free, no obligation
loan options are ready!

By clicking "Continue Your Application", you expressly: (1) authorize Heartland to share the information entered in this form with Lendio for purposes of obtaining loan offers; (2) acknowledge that Lendio's use of your information is subject to Lendio's privacy policy; and (3) acknowledge that you are leaving Heartland's website and will be redirected to Lendio's website. Eligibility, loan amount, and any applicable loan fees will be determined by the lender following a review of information provided during the loan application process.
Financing is not guaranteed.

About Lendio

Lendio is the nation’s largest small business lending marketplace, helping more than 31,000 small business owners find funding and facilitating more than $2 billion in small business loans. Lendio is not a lender, but connects borrowers who may not qualify for approval through the traditional capital lending process to loan options from its network of 75+ leading lenders. It streamlines the application process and uses proprietary technology to match borrowers with the best loan options for their businesses.

Heartland Lending Solutions
What you need to know about loans

The key to optimally leveraging small business loans is to first understand your cash flow needs.

Pros & cons of small business lending sources
Not all loans for small businesses are created equal, and you should be familiar with the pros and cons of various small business lending options.
Illustration depicting a small business going through the loan process
How to apply for a small business loan
The number of small business loan options can be intimidating. Here’s how to find and apply for the right loan for your business.