Never miss a sale with flexible payment terminals

Securely accept payments in-store, online or on the go. Our payments tech makes it simple to tap, dip or swipe wherever business takes you.

Business owner and customer completing a transaction with customer tapping for payment on a card reader.
Payment terminal display showing various ways to pay, including tap to pay.

Devices built for go-getters, innovators and everyone in between

Find support and solutions to help you manage inventory, control expenses, maximize sales with real-time data and offer an enhanced customer experience — all with a complete range of cloud-based payment devices designed to quickly and securely accept payments (and so much more).

Your payments, your equipment, your way

Small businesses deserve ease + simplicity. Mix-and-matchable devices, lifetime software updates and flexible add-ons like barcode scanners and receipt printers provide a smooth checkout and fewer operational headaches for you and your customers.

Terminal screen and phone showing analytics to the business owner.
In-store point of sale
Whether you’re running a bistro or a boutique, your Heartland POS is outfitted with thoughtful features that sync across devices and help you grow and scale with confidence, including inventory management, time and attendance, in-depth reporting as well as vertical-specific capabilities like menu management.

Scale with confidence — we’ve got you covered

Woman using her smartwatch to tap and pay at a card reader.
Offer lightning-fast, customer-focused payments
Boost customer loyalty by accepting a broader range of payment types: ACH, gift cards, digital wallets (like Apple Pay®), mobile or online payments, QR codes, eChecks and more.
Card reader screen displaying options to select a tip.
Reward staff with flexible tipping options
Give customers the option to thank employees for exceptional service with gratuity during the sale or after authorization.
Store employee passing a shopping bag to a customer.
Customize options to fit how you do business
Move more customers through the line with a standalone device or semi-integrated option that works with your existing POS.

Deliver more than payments with Terminal+

Store employee returning card to customer.
Keep your business firing on all cylinders

Stay on top of performance and make more informed business decisions with advanced filtered reporting.

Reduce card transaction expenses

Reward cash-paying customers and reduce or offset card processing costs by up to 3% per transaction.

Know what’s in stock and keep books accurate

Easily add, track and control inventory for up to 500 SKUs. Plus, you can configure tax codes by city or county and set discounts.

Scale your way with Heartland Pay App

Easily and securely grow your business with modern, expanded payment options alongside your business systems with a scalable, open-platform software solution.

I’m interested

A Heartland mobile card reader.
Frictionless device compatibility 

Add new equipment seamlessly across any payment terminal, thanks to Pay App’s ability to work with Android® devices. 

Premium device selections

Choose from leading Castles or Verifone® devices with multiple connectivity options, including wi-fi, wireless or ethernet. 

User-friendly interface

Accept all the ways customers want to pay with a standalone or semi-integrated configuration, plus keep staff happy with a smoother training experience.

Find out why 1 million business owners
already trust Heartland

Take your business into your own hands with a powerful payment terminal

Make every day work better with a solution that combines robust payment acceptance with back-office support. Equipped with the right tools, you can run and grow your business here, there and everywhere.
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FAQs for payment terminals

With our all-in-one credit card terminal devices, you can accept all leading payment types, including credit cards, debit cards, PIN debit and EBT. Plus, you can offer your customers the convenience of magstripe and contactless payments and digital wallets. Heartland POS terminals reduce payment processing times and streamline your cash flow, benefitting your customers and your business.

Absolutely. Our Terminal+ device supports cash discounting, potentially increasing revenue while rewarding your cash-paying customers.

Yes, our payment terminals support our compliant, credit card brand-approved surcharge program^, where you can add a service fee up to 3% for credit cards to retain more revenue while offsetting card processing costs.

Yes, our payment devices are equipped with a variety of connectivity options to suit your business environment. Run your business from anywhere with payment devices designed to meet your customers wherever they are.

Many of our devices can be semi-integrated to existing POS systems. Check with a Heartland sales representative or dealer for integration options.

At Heartland, safeguarding your business against fraud and costly data breaches is a top priority. Our credit card machines and payment devices offer a three-pronged approach to security:

  • Authenticating consumers' cards with EMV chip card technology
  • Encrypting card data as soon as it's captured with end-to-end encryption (E2EE)
  • Replacing card data with "tokens" and removing credit card information with tokenization technology
Your surcharging playbook (including Visa’s rules)

Surcharging customers can benefit your business — but there are rules and regulations to follow (and consequences if you don’t). Heartland is here to help you surcharge the compliant way.

Propel your business with flexible fintech

Nowadays, there are lots of ways for your customers to pay — and for you to get paid. Learn all the popular payment methods, from EMV® chip to card-not-present options.

How to dispute and prevent chargebacks

Technological advancements have changed the game for small businesses. But fraudsters have gotten more savvy, too. Luckily, there are ways you can protect your brand from bad actors.

Ready for your own pocket-sized POS powerhouse?

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^Surcharging is not available in every state. All merchants are responsible for complying with applicable surcharging laws. *Not all merchants or transactions will qualify for flat-rate pricing; additional fees may apply. Increases in assessments by card associations may apply. †Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland Credit or Heartland Risk departments at any time.  All trademarks contained herein are the sole and exclusive property of their respective owners. Apple Pay® is a trademark of Apple, Inc. Android is a registered trademark of Google LLC.