Heartland is transitioning to the Global Payments brand.
While our logo may change, you'll still get the same hands-on support you know and trust.
Securely accept payments in-store, online or on the go. Our payments tech makes it simple to tap, dip or swipe wherever business takes you.

Find support and solutions to help you manage inventory, control expenses, maximize sales with real-time data and offer an enhanced customer experience — all with a complete range of cloud-based payment devices designed to quickly and securely accept payments (and so much more).
Small businesses deserve ease + simplicity. Mix-and-matchable devices, lifetime software updates and flexible add-ons like barcode scanners and receipt printers provide a smooth checkout and fewer operational headaches for you and your customers.
Fight fraud and prevent data breaches with EMV-enabled and PCI-validated devices featuring tokenization and E2EE technology.
Plug in or pair to wi-fi and you're ready to take payments. Modern, intuitive design makes it easy for staff to transition from training to everyday use in a flash.
Keep your business running smoothly with 24/7, US-based customer service — because issues don’t wait to come up during business hours.
Stay on top of performance and make more informed business decisions with advanced filtered reporting.
Reward cash-paying customers and reduce or offset card processing costs by up to 3% per transaction.
Easily add, track and control inventory for up to 500 SKUs. Plus, you can configure tax codes by city or county and set discounts.
Easily and securely grow your business with modern, expanded payment options alongside your business systems with a scalable, open-platform software solution.

Add new equipment seamlessly across any payment terminal, thanks to Pay App’s ability to work with Android® devices.
Choose from leading Castles or Verifone® devices with multiple connectivity options, including wi-fi, wireless or ethernet.
Accept all the ways customers want to pay with a standalone or semi-integrated configuration, plus keep staff happy with a smoother training experience.
Our flat-rate* program helps you accurately predict your monthly costs. You can also choose our transparent Interchange Plus model and know exactly what you’ll pay above interchange.
Whether you’re adding new locations or just want to upgrade your tech, our future-focused payment solutions and consultative guidance help you make your next move with confidence.
Every penny counts — and the quicker you get them, the better. Choose instant, same-day or next-day funding† and get access to your money 365 days a year, including weekends and holidays.
What type of payments can I accept?
With our all-in-one credit card terminal devices, you can accept all leading payment types, including credit cards, debit cards, PIN debit and EBT. Plus, you can offer your customers the convenience of magstripe and contactless payments and digital wallets. Heartland POS terminals reduce payment processing times and streamline your cash flow, benefitting your customers and your business.
Is cash discounting available to help offset card processing fees?
Absolutely. Our Terminal+ device supports cash discounting, potentially increasing revenue while rewarding your cash-paying customers.
Can I surcharge transactions?
Yes, our payment terminals support our compliant, credit card brand-approved surcharge program^, where you can add a service fee up to 3% for credit cards to retain more revenue while offsetting card processing costs.
Can I accept payments offsite?
Yes, our payment devices are equipped with a variety of connectivity options to suit your business environment. Run your business from anywhere with payment devices designed to meet your customers wherever they are.
I have a point of sale system already. Will any of your devices work with my existing equipment?
Many of our devices can be semi-integrated to existing POS systems. Check with a Heartland sales representative or dealer for integration options.
What security measures does Heartland offer?
At Heartland, safeguarding your business against fraud and costly data breaches is a top priority. Our credit card machines and payment devices offer a three-pronged approach to security:

Surcharging customers can benefit your business — but there are rules and regulations to follow (and consequences if you don’t). Heartland is here to help you surcharge the compliant way.

Nowadays, there are lots of ways for your customers to pay — and for you to get paid. Learn all the popular payment methods, from EMV® chip to card-not-present options.

Technological advancements have changed the game for small businesses. But fraudsters have gotten more savvy, too. Luckily, there are ways you can protect your brand from bad actors.
^Surcharging is not available in every state. All merchants are responsible for complying with applicable surcharging laws. *Not all merchants or transactions will qualify for flat-rate pricing; additional fees may apply. Increases in assessments by card associations may apply. †Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland Credit or Heartland Risk departments at any time. All trademarks contained herein are the sole and exclusive property of their respective owners. Apple Pay® is a trademark of Apple, Inc. Android is a registered trademark of Google LLC.