Payment processing with Heartland
makes every day work better

Find out why small business owners and large enterprises alike choose Heartland Payment Systems to help prevent data breaches, stay PCI compliant and provide payment processing services backed by VIP customer support.

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Flexible processing solutions and transparent rates for all

The entrepreneurial spirit shouldn't be dampened by unethical payment processors who aren't upfront with their merchants about monthly fees, termination fees, cancellation fees — we could go on. We wrote and stand by the Merchant Bill of Rights because business owners deserve to be treated fairly and to know exactly what they’re paying for.

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Don't just take it from us

The best way to figure out if Heartland Payments+ is a good fit for your business?
Hearing what real entrepreneurs who use it every day have to say about it.

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Uncovering the path to unprecedented success

Auto Spa Car Wash has a loyal client base for a reason: they sweat the details and never stop searching for ways to improve. But the search for perfection takes time and energy a small business owner can rarely afford without the right team (and tech) in place. Watch to find out how Auto Spa joined forces with Heartland to weather the pandemic and reach success beyond their wildest dreams.

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Co-owner of The Social Order being interviewed

Empowering restaurateurs to focus on growth

Brian Bogert and Manny Leclercq are passionate about restaurants — not credit card processing. When they began the Social Order Dining Collective in 2003, they knew they needed an all-in-one tech provider built to scale. Find out how The Social Order uses Heartland's payments and payroll services to this day to streamline operations for all 10 of their locations.

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The reviews are in — current customers say

"We switched to Heartland credit card processing three years ago. It's just helped our day-to-day operating so much it's unbelievable."

Anthony Covatta, Steak & Main

Heartland Payments and POS customer

"Heartland has been so transparent, and it makes for a smooth and open and honest relationship, and we feel like it's something that we can trust."

Denise Tran, Bun Mee

Heartland Payments and POS customer

"Because of its open transparency on credit card fees, we're actually able to save money, we can actually put a dollar amount on it, so we're able to put that money into other things."

Austin Whittaker, Bun Mee

Heartland Payments and POS customer

Looking for a competitive edge?

Comparison shopping is a natural part of the buying process. To help you find the right financial technology for your business, we've compiled these resources to compare our payment processing services, point of sale systems and payroll solutions to other options on the market.

A table of three people at a restaurant and a male server holding a mobile restaurant POS. A man at the table taps his credit card to pay the bill.
Heartland vs. Toast

Wondering which POS is right for your restaurant? Whether you run a food truck or steakhouse, our quick-read guide helps you compare the features, functionality, packages, payment options and pricing of two merchant services systems.

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Woman smiling behind a POS system at a bar
Heartland vs. Square

In the market for more than just a point of sale? See how our key features stack up to Square's for our payment processing, POS and payroll solutions. Plus get a breakdown of how our customer service models differ.

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Make tomorrow's moves today with these trending tips

A customer's payment is processed using card reader
Customer trends Popular payment types every small business should take
From EMV chip cards to mobile wallets, customers are rapidly adopting new payment methods to buy everything from sandwich combos to sofas. Learn how flexible fintech can make it simple to keep up with convenient, compliant solutions that help you boost sales, satisfy customers and save time.
Keep reading
Business owner and manager review sales data on a tablet
Financial management What could be slowing down your cash flow (and how to fix it)
Does your cash flow forecast give you anxiety about your business’ financial health? Make you question how you’ll afford future expenses? You’re not alone. Let's look at five common challenges that prevent businesses from maintaining a healthy cash flow and, more importantly, some potential fixes.
Find your fix
Coffeeshop manager working behind the counter takes notes
Processing services How to read a merchant statement, Heartland-style
Your Heartland merchant statement shows where every penny went during your credit card processing each month. We'll walk through how to read your merchant statement any given month to better understand where your money goes and make more informed decisions for your business.
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Person reads a PDF titled "Your guide to payment processing" on their tablet
eBook Your guide to payment processing
Whether you partner with Heartland or one of our competitors, you deserve to know how processing works, why it costs money and what exactly you're paying for This guide aims to show you what you need to know — and what you should do — to ensure you get a payment processor that delivers the value you deserve.
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